Why People Choose Us
You might be surprised to hear just how easy it is to apply for a short term or personal loan. Furthermore, you don’t even have to leave your chair to apply for it. Instead, you just simply fill out our very short form and if you are accepted by a lender you’ll get your loan by the next day.
Loan Eligibility
All the lenders that work with will have a different set of criteria for approving loans however, the benefit of applying through our website is that your application will be seen by many lenders giving you a much better chance of your application successfully being approved and matched to a lender form panel. panel of lenders and brokers consider applications of every credit history, no matter how poor your credit history your application will be reviewed until one of the panel lenders or brokers accepts it and offers you a loan you want. Through Loan Load, you can apply for loan you are looking for, even if you have bad credit and no guarantor. Just take a moment to fill out the short application form to see if you are eligible.
Frequently Asked Questions
How Much Should I Borrow?
You should refrain from borrowing more than you need to, it’s important you understand what other obligations/creditors you have and don’t over stretch yourself.
Will You Check My Credit History?
All lenders will perform some sort of credit check before finalising your loan offer. This doesn’t mean that you won’t be eligible for the finance necessarily as all lenders have different criteria but it simply helps the lender assess your creditworthiness and your ability to repay your loan.
What is a personal Loan?
A personal loan is simply a type of finance that is not secured against your property of any kind. These loans normally last at least one year and usually up to 5 years. You can normally apply for a personal loan from £1000 to £25000.
Is It Better To Overpay The Loan?
Again, for anything in relation to paying your loan off early or overpaying, it is best to contact your lender directly or check the terms and conditions of your loan agreement.
Can I Repay the Loan Early?
This will depend on your chosen lender, although they will let you pay your loan back early, you may need to pay an early redemption fee. If you are considering repaying your loan early, it’s best to either check the terms and conditions of your loan agreement or speak to your lender directly
Can I use a Guarantor?
Yes, this is becoming a one of the most popular types of finance out there since the arrival of Amigo Loans, these type of agreements are normally for people that have a poor credit history.