Warning: Late repayment can causes you serious money problems. For help go to moneyadviceservice.org.uk

Online Loans With Loanload

Getting you the very best doorstep loan rates on the market.

We are an Introducer Appointed Representative of Nouveau Finance, who is a credit broker, not a lender.

How much?

Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Loanload is a licensed credit broker and not a lender.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk

Doorstep Loans like Provident

Key points

  • Doorstep loans are available in amounts of between £50 and £1,000.
  • Consumers with all types of credit ratings are allowed to apply.
  • Funds can be used to purchase items or repay debts.

If you wish to borrow money in a quick way, there is no better option than taking out doorstep loans like provident. This is because the type of loan can give you swift funding right at the very comfort of your home so you don’t have to go anywhere from securing the funding that you need. The loans are also very helpful because they will help you acquire money without much delay and cover those urgent expenses that may catch you off guard such as home improvements, paying off previous debts, grocery bills, utility bills, house rent, credit card dues, travelling expenses, car repairing, wedding or birthday party expenses and the like.

Enjoy short-term online funding

With the help of doorstep loans, you can take out small amounts of cash anywhere from £50 to £1000 with repayment terms of one month to three months. You can choose to pay the loan in weekly interest charges or on a fortnightly basis scheduled on your salary payments whichever suits you best. An agent who will deliver the money to your door will also be the one to visit your home to collect the repayments on the agreed schedule with your lender.

The loans are also accessible online and all you need to do is fill out an online application which will require some basic information in your part and then submit it once you’re done. Once the loan application is approved, the loan amount will be sent to you by the lender’s representative right at your doorsteps.

Requirements for the Loan

Just like any other type of loan, doorstep loans like provident will come with certain requirements to qualify. Normally, to be eligible for the loan you need to be:

  1. A citizen of the United Kingdom
  2. Must possess a regular source of income
  3. At least 18 years of age at the onset of the loan application
  4. Have a valid bank account (although some lenders will not require you to have one)

If you satisfy the said eligibility criteria, you can simply apply online from numerous reputable lenders. In your application process, there is no need present any documents or forms whatsoever. There is also no need to put up any form of collateral to secure your loan deal. This makes the loan very convenient and quite popular with many borrowers everywhere in the UK.

Any type of Credit rating is welcome to apply

Even if you have an adverse credit rating, you can still get approved for a doorstep loan like provident because the kind of financial product typically does not involve any type of credit check. So if you have good credit, bad credit, or a non-existent credit history, it won’t matter at all as lenders will look at different aspects of your application like your income and present situation. Even borrowers who have had worse credit experiences in the past like defaults, CCJs, IVA, arrears, bankruptcy, foreclosure, late payments, missed payments and so on are also welcome to enjoy these loans.

Doorstep Loan FAQs


If my credit rating is bad, can I still apply for doorstep loans?

Absolutely! Even if you have a bad credit rating, you will still be able to fill in an application form. There are many lenders that will still be willing to work with you, even if you have a non-existent credit history.

Can anyone apply for a loan?

There are some criteria that will need to be met before you will be allowed to apply for doorstep loans such as Provident. For example, you will need to be over the age of 18, hold some form of employment (or receive consistent income from an alternative source), be a UK citizen and have a valid bank account.

Can I obtain a loan to consolidate debts?

Yes! Although a reason is requested for the loan when applying, you are allowed to use the funds you receive for anything you like. This includes repaying outstanding debts.

Will I need to have any form of collateral when applying?

No. The lenders we work with understand that anyone who is applying for a loan is in desperate need of cash. As a result, they will not ask you to provide any form of collateral upfront. However, higher interest rates will be charged on these loans to make up for this.

How will a decision be made with regards to the amount of money that I’ll be allowed to borrow?

The loan application process makes use of a system known as auto decisioning. This means that the information you provide is used to calculate an amount for a loan that you will safely be able to repay each week or month.

Will I be allowed to repay my loan ahead of time?

Most definitely! If you find that you have additional funds and you would like to repay your loan ahead of schedule, simply contact the lender you’re working with and make the necessary arrangements with them.