Why People Choose Us
You might be surprised to hear just how easy it is to apply for a short term or personal loan. Furthermore, you don’t even have to leave your chair to apply for it. Instead, you just simply fill out our very short form and if you are accepted by a lender you’ll get your loan by the next day.
Home collection loans with no credit check
Home collection loans or doorstep loans are small funding solutions that you can use to address different financial emergencies. With home collection loans no credit check, you can relieve yourself from all the hassle of documentation and pledging of collateral just to get approved. This makes the approval process pretty quick and seamless. And because there is no credit check involved, you can still get approved for funding even if you have an adverse credit rating.
Small Accessible Loans
Home collection loans with no credit check will allow you to secure quick funding in times when you need it the most. Any citizen in the UK is welcome to take out the loan as long as they are at least 18 years of age and have a monthly income that can afford the loan. If you rely on DSS benefits and are in dire need of quick cash assistance, you also have the option to apply for doorstep loans that are designed for people on benefits. It is a small loan that can be taken out to deal with any cash crunches. And even if you have a bad credit rating and have a record of bankruptcy, CCJs and IVAs in the past, it will never become a factor in qualifying for the loan.
Simple Application Process
Applying for home collection loans with no credit check is relatively easy. Depending on the lender, the application process will normally involve a few easy steps including:
- Complete an application form online and submit it to the lender for evaluation
- The lender will check the information you send and make an initial approval decision
- An agent will call you to arrange a schedule where he can visit you at your home. The agent will finalize the deal with you in your home.
- Once everything has been sorted out, the money will be delivered right to your doorsteps
While there is no credit check involved, the lender will still conduct a background check to verify the information that you have provided in your loan application. Depending on the lender, your character, employment status, and even family background may be checked. They will also verify the address details that you send them simply to verify your identity and whether or not you are really a resident of the United Kingdom.
What to look for in your home collection loans
First, you want to make sure that the company completely understands the importance of every customer and the privacy and security of their information. You must make sure that any and all information that you share in your application will be secured and free from outside access. Second, you want to make sure that the interest rates for your loans and competitive and completely transparent – free from any form of hidden fees and charges. Also, be suspicious if your lender asks for an amount of money in advance. All the associated costs of your loan should be stated upfront when the agent visits you in your loan to hammer the final details of your credit agreement.