Warning: Late repayment can causes you serious money problems. For help go to moneyadviceservice.org.uk

Online Loans

With Loanload

How much do you need?

Representative 305.9% APR. Representative Example: Loan Amount - £400 | Borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly installments of £187.31.
Interest charged is £161.92, interest rate 161.9% pa (variable)

Why People Choose Us

You might be surprised to hear just how easy it is to apply for a short term or personal loan. Furthermore, you don’t even have to leave your chair to apply for it. Instead, you just simply fill out our very short form and if you are accepted by a lender you’ll get your loan by the next day.

No Guarantor Loans – Instant Online Payday

The time it takes to reach a decision from a lender can be only a couple of minutes from completing the application form, which in itself can only take a couple of minutes. The details we need are so that Monevo’s panel of lenders can assess your situation and make a decision based on your required loan amount, loan term and your personal details such as how much you earn and your income and expenditure. Monevo has a wide range of short-term and payday loan lenders on their lender panel so the chances are they can find you a match with a no guarantor payday and short-term lender within minutes of click apply. By sending your loan application form to Monevo’s panel of lenders you won’t have to spend time applying with each lender directly and trying to find the right lender to suit your needs.

The Brokerage Process

We don’t provide you the loans directly. We serve as an introducer to Quint and Monevo who work with a wide range of different lenders introducing you to no guarantor loans lenders. You don’t pay anything for our services, or the services that Quint or Monevo provide they will match you with a no guarantor loans. Monevo will source the loan and connect you to the appropriate lender without charging you anything for it.

The Lending Terms

All no guarnator loans come with a set of terms that stipulate the amount of the loan, how much you have to repay (interest rates and fees) and how long you have to repay it. If you are not happy with the terms of the no guarantor loan you do not have to accept the credit agreement.

YBefore applying for a no guarantor loan you should make sure you can repay the loan in full and manage your contractual repayments by the appointed date, and if you cannot, then you should contact your lender directly to work out an arrangement to repay your no guarantor loans. So, be sure youexamine your finances before you accept the no guarantor loans terms and conditions and sign the credit agreement. Once you accept the terms of a loan, you are obligated to abide by them.

Loan Eligibility

All the lenders that Monevo work with will have a different set of criteria for approving loans however, the benefit of applying through our website is that your application will be seen by many lenders giving you a much better chance of your application successfully being approved and matched to a lender form Monevo’s panel.

Monevo’s panel of lenders and buyers consider applications of every credit history, no matter how poor your credit history your application will be reviewed until one of the panel lenders or buyers accepts it and offers you a loan you want.

Through Loan Load, you can apply for loan you are looking for. Just take a moment to fill out the short application form to see if you are eligible.

Click through the tabs to see answers to frequently asked questions
We at loanload.co.uk always suggest not borrowing more than you need to, it’s important you understand what other obligations/creditors you have and don’t over stretch yourself. If possible before applying for any kind of finance try and consolidate and other credit into one affordable monthly payment.
Each and every lender have their own rules but as a general rule most if not all will perform some soft of credit check. This doesn’t mean that you won’t be eligible for the finance it simply helps the lender themselves understand what type of APR they can off you.
Yes, every lender will allow you to pay the loan off early. You will need to call the lender directly and ask for a settlement figure, this will be sent to you in writing with a date for it to be cleared by if the finance is an unsecured loan you will get a rebate on the interest you would have paid.
If it’s an unsecured loan over paying will certainly help clear the finance early and make sure you pay back a small amount of interest.
A personal loan is simply a type of finance that isn’t secured against your property of any kind. These are often based on your credit score and can vary from 4% to 50% APR. These loans are normally from £500 to £25000 paid straight into your bank account.
Yes, this is becoming a one of the most popular types of finance out there since the arrival of Amigo Loans, these type of agreements are normally for people that have a poor credit history.

What is a Doorstep Loan and Why is it a Good Option for You;

The doorstep loan became a common lending practice in the nineties, it grew in popularity due to a huge number of CCJs (county court judgements) issued to people in the recession. The lending method got its name from customers being visited at their home by an agent of the lender, who collected the customer’s weekly repayments door to door. These types of loans were also called logbook loans as the agents would have a book keeping a log of loans issued and repayments made.

A doorstep loan can be a lending option for people who have a bad credit history, even allowing for CCJs and no credit history. These types of loans are offered by about 500 lenders who have all have their own set of terms, conditions, and requirements but most will offer loans from £100 to £500 despite customers credit scores or history.

Advice for potential borrowing customers

You should check your credit score/history before deciding what type of loan you need. This is because different types of loans have different requirements and limitations. These different types of loans will have their own lending figures, durations and rates of interest so check your circumstances before applying for a loan.

Customers with bad credit should look into a payday, doorstep, auto title, or guarantor loans.

Customers with good credit can look at personal, long term, and short term loans as well as a no guarantor option.