Warning: Late repayment can causes you serious money problems. For help go to moneyadviceservice.org.uk

Online Loans

With Loanload

How much do you need?

Representative 305.9% APR. Representative Example: Loan Amount - £400 | Borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly installments of £187.31.
Interest charged is £161.92, interest rate 161.9% pa (variable)

Why People Choose Us

You might be surprised to hear just how easy it is to apply for a short term or personal loan. Furthermore, you don’t even have to leave your chair to apply for it. Instead, you just simply fill out our very short form and if you are accepted by a lender you’ll get your loan by the next day.

Loans at your door: knowing the basics

Loans at your door or doorstep loans as they are popularly known around the UK are a form of personal loans. It works with an agent coming to your home to cater all your queries and concerns about your loan deal and hammers the details of your loan on paper via face to face meeting. The agent is someone from your locality and will be the same person who will assist you all the way until you have paid back the entire amount that you owe. The agent will also return to your home every week to collect repayments.

Short-term loans with fixed interest rate payments

The loans are short-term loans with small borrowing amounts. Normally, you can borrow anywhere from £100 – £1,000 and pay it back with fixed interest rates for 3 months. This helps you work out ahead of time what you can afford to pay back on a weekly basis. There are no lump sum payments involved, hidden fees and charges for late payments.

Payout and collections at your door

The money that you availed for will be delivered to your door and collections are done from your door as well. Loans at your door provide personal services and one on one assistance with an agent and this is part of the reason why they are popular loan options in the UK. There are normally no credit checks involved which means people with different credit statuses are welcome to apply.

Convenient form of funding

Because there is an agent that will come to your door, you have the opportunity to discuss all of your credit needs and financial circumstances. The agent is highly trained and experienced which means you can put forward any questions and concerns that you have and expect it to be handled professionally. Also, because there is a lender who will stop by your house every week to collect the payments, this makes it easier for you to pay off your loan and have better control of your finances.

Used for unexpected expenses

Many people in the UK use loans at your door for unexpected emergency expenses. While the interest rates for the loan are a bit high, many still prefer the financial product because of their personal service. You don’t need to go out from your home to get the funding that you need and pay off your loan. You also don’t need to have a bank account to get approved for funding.

FCA Authorisation

The loans are regulated by the Financial Conduct Authority and all those who provide them legally are authorised by the FCA. If your lender cannot show any proof of license from the FCA, then there is a high chance that it’s a loan shark and it’s best that you avoid working with these people. There are plenty of companies who offer door-step loans but are not authorised to provide them and you may become a victim of exploitative deals if you decide to opt for their loan services.