Warning: Late repayment can causes you serious money problems. For help go to moneyadviceservice.org.uk

Online Loans

With Loanload

How much do you need?

Representative 305.9% APR. Representative Example: Loan Amount - £400 | Borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly installments of £187.31.
Interest charged is £161.92, interest rate 161.9% pa (variable)

Why People Choose Us

You might be surprised at how easy it is to apply for a short term or personal loan. Furthermore, you do not have to leave your chair to apply. Instead, simply fill out the short form and if accepted by a lender you could get your loan by the next day.

Availing of no guarantor loans in the UK

Sometimes, lenders will require you put up a guarantor in your loan deal especially if you have bad credit. The guarantor is a person who will agree to co-sign your loan deal and take over the loan’s repayments once you are unable to. But sometimes sourcing out a guarantor is quite difficult and there are certain strict eligibility requirements that the person needs to meet to become qualified. High income and a strong credit score are just one of them and if you simply can’t find someone who will act as a guarantor on your behalf, taking out no guarantor loans in the UK is an option that you can consider. To avail them, keep in mind these number of important points:

1.) Reason for applying

Bear in mind that lenders providing no guarantor loans will normally provide you with small amounts of loans for short periods of time. Don’t expect to enjoy long term funding for larger amounts. In times of financial emergencies, the loans work best especially for people with low credit scores. When applying for the loans, therefore, your reasons should be to deal with small needs like car repairs, utility bill payments, education fees, and any other need.

2.) Determine your eligibility

Once you have determined your purpose for the loan, the next step would to determine if whether you are eligible. Most lenders providing no guarantor loans have lenient qualifications even if you have bad credit. They understand that borrowers need the money urgently and will not hassle and delay them with inconvenient requirements. To be eligible, you normally you just need to be :

  • 18 years of age or more
  • Have a valid bank account
  • A permanent UK resident
  • Have an income status that checks affordability

3.) Access to internet

Majority of lenders that provide no guarantor loans operate online which means you need to be connected to the internet to apply. The application process can be completed directly in the lender’s website and all you need to do is fill out some basic information pertaining to your personal profile and finances. And because they are offered online, expect a hassle-free application process free of charge, documentation, paperwork, and falling in long queues.

4.) Show a desire to better your credit score

You have been given a chance to enjoy a loan that provides quick and seamless payouts which means you need to respect that opportunity which was given to you. You can do this by showing lenders that you have the willingness to manage a loan and make the proper repayments. You need to be serious in sticking up to the agreed terms and conditions of your loan so you can bring your credit score back to acceptable levels.

Finally, always make it a point to take out a loan that you can genuinely afford. Never go beyond what you need and make sure that the payments are something that is comfortable to your budget. If you go beyond your means, you enter the risk of having an unmanageable debt in your hands.

How much cash
do you need?
Max 1st time loan £300

£1000

Repay over 3 months

3 payments of £504.72

Borrowing £1000 + interest of
£515 = Total repayments of £1515

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