Warning: Late repayment can causes you serious money problems. For help go to moneyadviceservice.org.uk

Online Loans

With Loanload

How much do you need?

Representative 305.9% APR. Representative Example: Loan Amount - £400 | Borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly installments of £187.31.
Interest charged is £161.92, interest rate 161.9% pa (variable)

Why People Choose Us

You might be surprised at how easy it is to apply for a short term or personal loan. Furthermore, you do not have to leave your chair to apply. Instead, simply fill out the short form and if accepted by a lender you could get your loan by the next day.

Securing Bad credit loans no guarantor in the UK

If you have bad credit, then it means that you have been caught up with financial problems in the past. When you take out a loan to address different emergency situations, banks and other traditional lenders will normally avoid you especially if you can’t put up a legitimate guarantor. But it’s not always viable to arrange a guarantor every time you are faced with a crisis and you need to take out a loan. People can be reluctant to enter into a loan agreement as a guarantor and even if they aren’t, they will need to meet strict eligibility criteria to become accepted. No need to worry, however, as there are plenty of bad credit loans no guarantor in the UK that you can easily take out when you need them the most.

Securing Bad Credit Loans No Guarantor

If you want to get approved for loans for bad credit no guarantor, there are normally two ways that you can go about it. Depending on the lender, you can try:

1.) Securing your no guarantor loans for bad credit

This is perhaps the easiest way to get the funding that you need even if you have bad credit and don’t have a guarantor. All you need to do is present legal documents that verify your possession of a certain property or asset. It could be a real estate or a car. The asset will serve as collateral to your loan deal and will provide that much-needed security that lenders are looking for to approve your loan application. Just be sure to pay out your secured bad credit loans no guarantor though, as there is a real risk of losing your asset or property in the event that you default from your loan.

2.) Settle your previous credit problems

This is one of the best ways to give you a greater chance of obtaining no guarantor bad credit loans. The only way for you to escape your credit responsibilities is to pay them all out. You can also arrange with your lender for a better repayment schedule that will suit your needs and present circumstances. If you manage to solve your credit problems, getting loans for bad credit no guarantor would be quicker and easier.

A quick loan bad credit no guarantor

Bad credit loans no guarantor are designed to give you the funding that you need to deal with various expenses without putting you in a hectic and time-consuming loan process. Even if you have bad credit, you can get approved quickly and have your money ready for use at a short notice as long as you meet the lender’s eligibility criteria.

What’s more, the application process in taking out no guarantor loans for bad credit can be accomplished online.  All you need to do is fill out an application form that will request basic information about yourself and your financial details online. Once the lender has verified all the information that you send, your application will be approved and the money deposited into your bank account instantly. Through this process, you can save a lot of time and energy and allow you to secure the funding that you need without having to pay any processing fee.

How much cash
do you need?
Max 1st time loan £300


Repay over 3 months

3 payments of £504.72

Borrowing £1000 + interest of
£515 = Total repayments of £1515

Apply Now