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Online Loans

With Loanload

How much do you need?

Representative 305.9% APR. Representative Example: Loan Amount - £400 | Borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly installments of £187.31.
Interest charged is £161.92, interest rate 161.9% pa (variable)

Why People Choose Us

You might be surprised at how easy it is to apply for a short term or personal loan. Furthermore, you do not have to leave your chair to apply. Instead, simply fill out the short form and if accepted by a lender you could get your loan by the next day.

The Advantages of Loans bad credit no guarantor

Taking out a loan to deal with financial difficulties when you have a damaged credit score can be quite challenging. If you are in such a bad situation, there are fortunately loans for bad credit that are available no matter where you are in the UK. But some lenders who provide the financial products will require you to have a guarantor before they agree to lend you the money that you need. A guarantor is a person close to you, like a family member or friend, who will agree to step in and make the repayments of your loan if you are unable to. If it’s simply impossible for you to find someone who will act as a guarantor on your behalf, there are loans bad credit no guarantor that you can look into.

The Loan Advantages:

No guarantor loans for bad credit are special financial products that are designed to provide lending to people with unique circumstances. There are plenty of lenders that provide them in the UK and many of them operate online, providing convenient and accessible loan services to different borrowers. Some of the advantages that you can enjoy with the loans include:

  1. Provides access to credit to people who otherwise would be rejected by banks and other traditional lenders.
  2. You can deal with different financial difficulties without dragging other people into your loan deal.
  3. Accessible loan options that you can easily take out from numerous lenders on the internet 24/7 whole year round.
  4. Provides quick funding with easy to accomplish loan applications. Once you are approved, you can have the money deposited into your bank account on the same day you made your application.
  5. Help you repair your credit score. If you manage to keep up with your repayments, this shows borrowers that you are reliable and this will, in turn, improve your credit score and give you access to more loan options in the future.

Bad credit loans no guarantor, however, typically have higher APR’s compared to other loan options. Because there is no security in place that will offset the risk related to your bad credit rating, lenders will need to charge extra. But if you manage to meet all your repayment responsibilities, the interest rates for your next loans will be significantly lower.

No guarantor bad credit loans: What to consider

Loans for bad credit no guarantor with long term grace periods will give you lower monthly repayments, but ultimately you will end up paying more in interest than if you pay off the loan in advance. But whether you decide to pay off your loan earlier or not, will depend on your lender and your present financial circumstances. Some lenders allow advance payments while other’s don’t so be sure to check the payment terms and conditions first before you apply. Also, if you do decide to pay off the loan earlier, make sure that it is something that is comfortable for your budget.

And most importantly, only take out loans bad credit no guarantor that you can afford. It might be wise, to begin with, smaller loans and work your way up to larger amounts as you improve your credit score through manageable borrowing.

How much cash
do you need?
Max 1st time loan £300


Repay over 3 months

3 payments of £504.72

Borrowing £1000 + interest of
£515 = Total repayments of £1515

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